Our country has been plagued and bombarded with data breaches and threats of Identity fraud all around us. Seemingly every other week, there is another company coming out of their hub sharing that a data breach has occurred within their computer systems and now hundred upon thousands of people may have been exposed.
No wonder why people are scrambling for some form of identity theft protection through their credit cards, car insurance, credit unions, banks, and online.
Unfortunately, many of these companies that say they offer identity theft protection only cover the financial portion of the consumer.
Very few take a holistic approach to monitor and provide coverage in every aspect relating to a consumer’s protection.
Unfortunately, the fear of one’s identity being compromised or stolen seems to be a widespread concern for many. It’s considered one of the fastest-growing crimes in the United States. Many don’t realize how easily a criminal can obtain your personal information for their malicious use. It’s become one of the savviest offenses. A criminal no longer needs to enter your home to gain access to your most prized information. Cyberspace inclusive of the dark web has done a pretty good job of exposing our information to the world. An identity fraud problem if not handled properly and with promptness can also become a legal situation. It’s not just about what you know but really about what you don’t know that CAN hurt you. Most consumers don’t even realize that there are numerous forms of identity theft that are not detected via our credit reports.